米德兰州班克公司2025年第3季度净收入降至530万美元,原因是提供20.5百万美元的信贷损失,主要是卡车设备贷款。 Midland States Bancorp's Q3 2025 net income dropped to $5.3 million due to a $20.5M credit loss provision, mainly from trucking equipment loans.

Midland States Bancorp报称,2025年第三季度净收入为530万美元,即每股24美元,低于一年前的1 820万美元,分析员预期的每股61美分。 Midland States Bancorp reported third-quarter 2025 net income of $5.3 million, or $0.24 per share, down from $18.2 million a year earlier, missing analyst expectations of 61 cents per share. 信贷损失备抵额为2 050万美元,主要原因是其设备融资组合,特别是卡车运输的风险,导致信贷损失备抵额下降。 The decline was driven by a $20.5 million provision for credit losses, largely due to risks in its equipment finance portfolio, particularly trucking. 不良资产占总资产的比例下降到1.02%,净利差扩大到3.79%。 Nonperforming assets fell to 1.02% of total assets, and the net interest margin expanded to 3.79%. 该公司截至9月30日已停止设备融资来源,并在附属票据中赎回了5 075万美元。 The company ceased equipment finance originations as of September 30 and redeemed $50.75 million in subordinated notes. 收入总额为8 110万美元,创纪录的财富管理收入为800万美元,存款增长强劲。 Revenue totaled $81.1 million, with record wealth management income of $8 million and strong deposit growth.