澳大利亚面临退休危机,因为今后十年将有280万人退休,由于规则复杂和无人认领的超级债券,可能遭受136K美元的损失。 Australia faces a retirement crisis as 2.8 million retire in next decade, risking $136K losses due to complex rules and unclaimed super.

澳大利亚面临退休人数激增的问题,预计今后十年将有280万人退休,每年退休人数将翻一番。 Australia faces a surge in retirements, with 2.8 million people expected to retire in the next decade, doubling annual retiree numbers. 一份报告警告系统复杂性可能会使平均退休人员终身收入高达136 000美元,因为许多人在65岁的纳税账户中仍然持有超级账户。 A report warns system complexity could cost the average retiree up to $136,000 in lifetime income, as many still hold super in taxed accounts past age 65. 尽管对咨询有强烈需求,但寻求帮助的人寥寥无几,近190亿美元的无人认领的超级资产正等待700多万人返回。 Despite strong demand for advice, few seek help, and nearly $19 billion in unclaimed super awaits return to over 7 million people. 超级成员理事会呼吁改革,包括65岁自动免税过渡、简化缩编规则、更好的数字工具以及更强有力的消费者保护,以确保安全、自信的退休。 The Super Members Council calls for reforms including automatic tax-free transitions at 65, simplified drawdown rules, better digital tools, and stronger consumer protections to ensure secure, confident retirements.