印度UPI的交易在2025年H1中猛增35%,由小企业和移动支付所驱动。 India's UPI transactions surged 35% in H1 2025, driven by small businesses and mobile payments.

印度UPI的交易量在2025年上半年逐年增长35%, 达到106.36亿卢比, 根据Worldline的报导, India's UPI transactions rose 35% year-on-year in the first half of 2025, reaching 106.36 billion with a total value of Rs 143.34 lakh crore, according to Worldline’s report. 平均交易规模降至1 348卢比,表明对日常小型采购的使用增加。 Average transaction size fell to Rs 1,348, signaling increased use for small, everyday purchases. 人对商交易增长了37%,达到67.01亿, 由小企业驱动, 被称为“Kirana效应”。 Person-to-merchant transactions grew 37% to 67.01 billion, driven by small businesses, known as the "Kirana Effect." 基于QR的付款翻了一番以上,达到6.78亿,而POS终端和Bharat QR网络扩大,使印度的商家基础设施成为全球最大的。 QR-based payments more than doubled to 678 million, while PoS terminals and Bharat QR networks expanded, making India’s merchant infrastructure the largest globally. 移动付款猛增30%,达到989亿笔交易,信用卡使用量上升了23%,尽管平均交易规模下降6%。 Mobile payments surged 30% to 98.9 billion transactions, and credit card usage rose 23% despite a 6% drop in average transaction size. 随着较小的交易转至UPI,POS公司使用比特卡的比例下降了近8%。 Debit card use at PoS declined nearly 8% as smaller transactions shifted to UPI.