由于费用较高,F&M银行的2025年Q3利润略有下降,但迄今的收入增加,资产增加,帮助176户家庭购买住房。 F&M Bank posted slightly lower Q3 2025 profits due to higher expenses, but year-to-date earnings rose, assets grew, and it helped 176 families buy homes.

F&M银行公司报告说,由于非利息费用较高,2025年第三季度的净收入为290万美元,即每股0.82美元,略低于前一个季度。 F&M Bank Corp. reported third-quarter 2025 net income of $2.9 million, or $0.82 per share, slightly down from the prior quarter due to higher noninterest expenses. 最新净收入达到830万美元,比2024年增加了330万美元。 Year-to-date net income reached $8.3 million, up $3.3 million from 2024. 总资产增至13.6亿美元,自2024年底以来,贷款和存款有所增加。 Total assets rose to $1.36 billion, with loans and deposits increasing since year-end 2024. 尽管信贷损失准备金降至539 000美元,但在筹资成本不断上涨的情况下,净利率下降至3.36%。 The net interest margin declined to 3.36% amid rising funding costs, though the provision for credit losses dropped to $539,000. 该银行每股的有形账面价值每年增长17.4%,达到27.63美元。 The bank’s tangible book value per share grew 17.4% year-to-date to $27.63. F&M抵押贷款帮助176个家庭购买住房,包括95个首次买家,因为银行强调在Shenandoah谷的社区支持和可持续盈利。 F&M Mortgage helped 176 families buy homes, including 95 first-time buyers, as the bank emphasized community support and sustainable profitability in the Shenandoah Valley.