桑坦德和纳特韦斯特今天降低了按揭利率,桑坦德也提高了借款限额和调整贷款条件。 Santander and NatWest lowered mortgage rates today, with Santander also raising borrowing limits and adjusting loan terms.

桑坦德已经将大多数产品的固定按揭利率降低0.36%,如今已经生效,对搬家者、首次买家、还本付息借款人和买入投资人来说都降低了。 Santander has lowered fixed mortgage rates across most products by up to 0.36%, effective today, with reductions for home movers, first-time buyers, remortgage borrowers, and buy-to-let investors. 25 000英镑的新最低贷款规模适用于999英镑的还押交易,银行为50万至500万英镑的贷款推出了大型贷款产品。 New minimum loan sizes of £25,000 apply to remortgage deals with a £999 fee, and the bank launched large loan products for loans between £500,000 and £5 million. 从2025年10月28日起,用于再抵押资本的最大LTV将升至90%,允许更多借款用于改善住房或共享所有权,尽管债务合并上限仍为85%。 The maximum LTV for remortgaging with capital raising will rise to 90% starting 28 October 2025, allowing more borrowing for home improvements or shared ownership, though debt consolidation remains capped at 85%. 纳特韦斯特还削减了多种产品的费率。 NatWest also cut rates across several products.