由于抵押贷款成本下降,新西兰家庭通货膨胀率降低,但低收入群体仍面临费用上涨。 New Zealand households saw lower inflation due to falling mortgage costs, but low-income groups still faced rising expenses.

新西兰平均家庭生活费用从2024年9月至2025年9月上升2.4%,低于3.0%的消费物价指数通货膨胀率,原因是按揭利息的支付下降了15.4%。 New Zealand's average household cost of living rose 2.4% from September 2024 to September 2025, below the 3.0% consumer price index inflation, driven by a 15.4% drop in mortgage interest payments. 较低的抵押贷款费用缓解了较高支出家庭的压力,其通货膨胀率降至0.8%,而受益人(3.4%)和最低支出家庭(4.0%)由于租金、电费(增加11.3%)和当地利率(增加8.8%)上涨而面临更高的通货膨胀。 Lower mortgage costs eased pressure for higher-spending households, whose inflation fell to 0.8%, while beneficiaries (3.4%) and lowest-spending households (4.0%) faced higher inflation due to rising rents, electricity (up 11.3%), and local rates (up 8.8%). 老年人的费用增加了3.9%,这主要是由于费率上升所致。 Superannuitants saw a 3.9% cost increase, largely due to rate hikes. 尽管利率下降有所缓解,但许多家庭,特别是低收入群体,仍然处于财政紧张的境地。 Despite relief from falling interest rates, many households, especially lower-income groups, remain under financial strain.