Choco Up于2025年10月启动了一个AI信用引擎,以加快新加坡和香港中小企业贷款的批准速度。 Choco Up launched an AI credit engine in Oct 2025 to speed SME loan approvals in Singapore and Hong Kong.

2025年10月,亚洲主要增长融资平台《Choco Up》启动了一个AI动力信用评估引擎,帮助中小企业更快地获得资金。 Choco Up, a leading Asian growth financing platform, launched an AI-powered Credit Assessment Engine in October 2025 to help SMEs secure funding faster. 该系统通过使用AI编码代理对银行对账单和销售记录等财务数据进行自动化分析,缩短了核准时间,从数天到小时或分钟不等。 The system cuts approval times from days to hours or minutes by automating the analysis of financial data like bank statements and sales records using AI coding agents. 它旨在为多达200 000美元的资金申请提供资金,它支持缺乏抵押品的资产轻企业,克服了传统贷款的主要障碍。 Designed for funding requests up to $200,000, it supports asset-light businesses that lack collateral, addressing a major barrier to traditional loans. 该平台活跃在新加坡和香港,旨在通过在客户采购、入职和资金后支持方面扩大AI的使用范围,缩小亚洲2万亿美元的中小企业资金缺口。 The platform, active in Singapore and Hong Kong, aims to close Asia’s $2 trillion SME funding gap by expanding AI use across client acquisition, onboarding, and post-funding support.