建议前往美国的印度旅行者购买医疗紧急情况、旅行问题和因医疗费用和旅行风险高而遗失的行李的旅行保险。 Indian travelers to the U.S. are advised to buy travel insurance for medical emergencies, trip issues, and lost baggage due to high healthcare costs and travel risks.

敦促前往美国的印度旅行者购买旅行保险,以支付医疗紧急情况、取消旅行、遗失行李和其他意外事件的费用。 Indian travelers to the U.S. are urged to buy travel insurance to cover medical emergencies, trip cancellations, lost baggage, and other unexpected events. 来自HDFC ERGO等提供方的政策通常包括紧急医疗、住院、救护车服务以及撤离或遣返,由于美国医疗费用高、复杂,这些都至关重要。 Policies from providers like HDFC ERGO typically include emergency medical treatment, hospital stays, ambulance services, and evacuation or repatriation, which are vital due to the high cost and complexity of U.S. healthcare. 覆盖范围还包括行程中断、延误、连接中断和护照丢失,提供全天候协助。 Coverage also extends to trip interruptions, delays, missed connections, and passport loss, with 24/7 assistance available. 旅行者应根据旅行时间长短选择计划,确保有足够的医疗限制,披露先前存在的条件,并确认疏散是管理的,而不仅仅是报销的。 Travelers should select plans based on trip length, ensure sufficient medical limits, disclose pre-existing conditions, and confirm evacuation is managed, not just reimbursed. 建议早日购买、储存数字文件、测试支持线和考虑经常旅行的年度计划。 Buying early, storing digital documents, testing support lines, and considering annual plans for frequent trips are recommended. 实际情况突出表明,保险在减少旅行期间的财政和后勤压力方面至关重要。 Real-life situations underscore the importance of insurance in reducing financial and logistical stress during travel.