人类生境超越了家庭建设,通过全球微型贷款和美国住房供应努力解决可负担问题。 Habitat for Humanity expands beyond homebuilding to tackle affordability through global microloans and U.S. housing supply efforts.

在CEO Jonathan Reckford的领导下,人类生境将其使命扩大到住房建设之外,以解决长期的住房负担能力问题,2008年的危机和自然灾害刺激了这一任务。 Habitat for Humanity, under CEO Jonathan Reckford, has expanded its mission beyond home construction to address long-term housing affordability, spurred by the 2008 crisis and natural disasters. 一项2.3亿美元的微额供资倡议已向36个国家的56家银行贷款,帮助100万人以强劲的还款率改善住房,触发11亿美元的私人再投资。 A $230 million microfinance initiative has loaned funds to 56 banks across 36 countries, helping a million people improve homes with strong repayment rates, triggering $1.1 billion in private reinvestment. 在美国,小型建筑商的流失和多年建设不足加剧了短缺,促使人们呼吁采取“所有上述”战略,将非营利工作与基于市场的解决办法结合起来,以重建供应和改善准入。 In the U.S., the loss of small builders and years of underbuilding have worsened shortages, prompting calls for an “all of the above” strategy combining nonprofit work and market-based solutions to rebuild supply and improve access.