美联储正在改变银行压力测试,以披露秘密模型,提高透明度,但引发对测试可信度的担忧。 The Fed is changing bank stress tests to disclose secret models, boosting transparency but sparking concerns over test credibility.

美国联邦储备基金正在全面改革其年度压力测试,以便大银行通过披露先前保密的模式和假设情景方法提高透明度。 The U.S. Federal Reserve is overhauling its annual stress tests for large banks to increase transparency by disclosing previously confidential models and scenario methodologies. 这些修改经美联储理事会批准,旨在减少不确定性和提高可预测性,解决行业对不透明度的抱怨。 The changes, approved by the Fed’s Board of Governors, aim to reduce uncertainty and improve predictability, addressing industry complaints about opacity. 虽然银行集团欢迎此举, 预计这将促进贷款和资本回报, 美联储行长迈克尔巴尔警告公开可能会破坏测试可信度和银行弹性. While banking groups welcomed the move, expecting it to boost lending and capital returns, Fed Governor Michael Barr warned public disclosure could undermine test credibility and bank resilience. 这些改革是2008年危机后条例的一部分,将在定稿前征求公众的意见。 The reforms, part of post-2008 crisis regulations, will undergo public comment before finalization.