由于更加严格的借贷和经济关切,美国信用卡发行商正在削减一些用户的限额。
U.S. credit card issuers are cutting limits for some users due to stricter lending and economic concerns.
美国各地的信用卡发行人正在降低某些持卡人的信贷限额,有报告显示,在贷款标准更加严格和经济不确定的情况下,账户减少率上升。
Credit card issuers across the U.S. are lowering credit limits for some cardholders, with reports indicating a rise in account reductions amid tighter lending standards and economic uncertainty.
这一趋势虽然没有影响到所有用户,但与银行风险评估的增加有关,特别是对信用分数下降或债务水平较高的银行的风险评估增加有关。
While not affecting all users, the trend is linked to increased risk assessments by banks, particularly for those with declining credit scores or higher debt levels.
正在建议消费者监测其账户并保持强劲的信用健康,以避免意外变化。
Consumers are being advised to monitor their accounts and maintain strong credit health to avoid unexpected changes.