34%的联合王国工人可能缺乏基本退休生活的资金,非全日制工人的风险最大。 34% of UK workers may lack funds for basic retirement living, with part-time workers most at risk.

一份苏格兰寡妇报告显示,34%的英国工人在退休时可能无法支付基本生活费用,由于养老金缴款低,非全时工人的收入不到10 000英镑,尤其脆弱。 A Scottish Widows report reveals that 34% of UK workers may not cover basic living costs in retirement, with part-time workers earning under £10,000 particularly vulnerable due to low pension contributions. 该分析基于对2,000名雇员和1,000名雇主的调查,发现38%的人不了解他们的养恤金福利,特别是在小公司。 The analysis, based on surveys of 2,000 employees and 1,000 employers, found 38% lack understanding of their pension benefits, especially in small firms. 尽管一些公司提供定期支助,但参与程度仍然很低,专家强调自动入学的贡献不足。 Despite some firms offering regular support, engagement remains low, and experts stress auto-enrolment contributions are insufficient. 敦促工人评估退休目标,使用在线工具,并通过政府的养恤金追踪服务处检查丢失的养恤金罐。 Workers are urged to assess retirement goals, use online tools, and check for lost pension pots via the Government’s Pension Tracing Service.