2025年10月,抵押贷款利率降至6.2%-6.5%,推动了房屋销售和买方活动。 Mortgage rates dropped to 6.2%-6.5% in October 2025, boosting home sales and buyer activity.

2025年10月的低按揭利率(30年固定利率下降至6.2%左右)刺激了美国住房市场活动,使首次购买者和再融资者的需求增加。 Lower mortgage rates in October 2025, with 30-year fixed rates falling to around 6.2%–6.5%, have boosted U.S. housing market activity, increasing demand from first-time buyers and refinancers. 这一转变导致房屋销售略有增长,抵押贷款申请增加,库存略有改善,有助于许多区域稳定价格。 This shift has led to modest gains in home sales, rising mortgage applications, and slight improvements in inventory, helping stabilize prices in many regions. 虽然供应限制和房价居高不下,但由美联储政策信号驱动的利率下降缓解了负担能力压力,支持了建房者信心和建筑活动的恢复。 While supply constraints and high home prices persist, the rate decline—driven by Federal Reserve policy signals—has eased affordability pressures and supported a recovery in homebuilder confidence and construction activity.