澳大利亚的金融知识落后于加密使用率的上升,大多数成年人对数字资产风险和规则毫无准备。 Australia's financial literacy lags behind rising crypto use, with most adults unprepared for digital asset risks and rules.

由于像Etheum重塑金融这样的数字资产,32.5%的成年人拥有加密技术,但有关象征性工程、波动和税收规则的教育有限,因此澳大利亚面临着日益严重的金融扫盲差距。 Australia faces a growing financial literacy gap as digital assets like Ethereum reshape finance, with 32.5% of adults owning crypto but limited education on tokenomics, volatility, and tax rules. 尽管以太坊2025年价格从2410澳元升至7366澳元,并且DeFi采用率不断上升,但传统的金融教育仍落后,使大多数人不了解数字资产不是法定货币. Despite Ethereum’s 2025 price swings from AU$2,410 to over AU$7,366 and rising DeFi adoption, traditional financial education lags, leaving most unaware digital assets aren’t legal tender. 各机构正以Fintech和块链方案作出回应,但只有28%的少年男孩和15%的女孩具备基本的财务技能,这突出表明迫切需要更新实用教育,将传统和数字金融系统连接起来。 Institutions are responding with fintech and blockchain programs, but only 28% of teenage boys and 15% of girls show basic financial skills, highlighting urgent needs for updated, practical education that bridges traditional and digital finance systems.