澳大利亚旅行者跳过保险和警告,冒着安全风险和海外医疗费用高昂的风险。 Australian travelers skip insurance and warnings, risking safety and huge medical costs abroad.

年轻的澳大利亚旅行者无保险地出国旅行,不审查旅行建议,或用不熟悉的标签饮酒,从而日益面临安全和财务风险。 Young Australian travelers are increasingly risking their safety and finances by traveling abroad without insurance, failing to review travel advisories, or consuming alcohol with unfamiliar labels. 2024-25年, 23%的旅行者没有保险,超过60%的旅行者没有注意特定目的地警告,尽管智能旅行者认为喜马拉雅山,马丘比丘和缅甸等热门景点的风险很高. In 2024-25, 23% traveled uninsured, and over 60% skipped destination-specific warnings, despite popular spots like the Himalayas, Machu Picchu, and Myanmar being rated high-risk by Smartraveller. 没有适当的保险,旅行者可能面临严重的医疗费用,例如在美国超过30 000美元,而且可能得不到保护,无法从事高风险活动或前往不稳定地区。 Without proper coverage, travelers face potentially crippling medical bills—such as $30,000+ in the U.S.—and may be left unprotected for high-risk activities or travel to unstable regions. 专家们强调,需要阅读政策细节,披露所有活动,与合格的代理商协商,以确保充分、量身定制的覆盖面。 Experts stress the need to read policy details, disclose all activities, and consult qualified agents to ensure adequate, tailored coverage.