印花税变动后,联合王国的首次买家从大部分低于300K英镑的买家转移过来,但随着市场调整,需求增长超过这一门槛值。 UK first-time buyers shifted from mostly buying under £300K after a stamp duty change, but demand rose above that threshold as market adapted.

英国首次购房者的行为正在发生转变,到2025年9月,64.3%的人购买不到300 000英镑的房屋,从5月的72%下降至5月的72%,此前一项印花税规则的改变将零利率门槛从425 000英镑降至4月的300 000英镑。 A shift in UK first-time homebuyers' behavior is underway, with 64.3% purchasing homes under £300,000 by September 2025, down from 72% in May, following a stamp duty rule change that reduced the nil-rate threshold from £425,000 to £300,000 in April. 虽然税收变化最初刺激了对低价住房的需求,但市场调整导致购买量增加,超过300 000英镑。 While the tax change initially spurred demand for lower-priced homes, market adaptation has led to increased purchases above £300,000. 41%的买主指出,存款成本仍然是最大的障碍,高于房地产价格。 Deposit costs remain the top barrier, cited by 41% of buyers, ahead of property prices. 租房者对在五年内实现房屋所有权的信心上升到27%, 30%的租房者正在积极储蓄存款。 Renters’ confidence in achieving homeownership within five years rose to 27%, and 30% are actively saving for a deposit. 2025年10月的Barclays和Opinium Research数据表明,预期税收变化的影响最小,只有4%的房主推迟销售。 Barclays and Opinium Research data from October 2025 show minimal impact from anticipated tax changes, with only 4% of homeowners delaying sales.