从2025年11月1日起,印度银行客户可提名最多4人进行账户和存款,并订有统一继承要求的规则。 Starting Nov. 1, 2025, Indian bank customers may nominate up to four people for accounts and deposits, with rules to standardize inheritance claims.

从2025年11月1日起,印度银行客户最多可提名四人进行账户、存款和安全储物柜,并有规则允许同时或连续提名。 Starting November 1, 2025, Indian bank customers can nominate up to four individuals for accounts, deposits, and safe deposit lockers, with rules allowing either simultaneous or successive nominations. 这项修改是2025年《银行法(修正)法》的一部分,目的是实现理赔标准化、提高透明度和减少未申报存款。 The change, part of the Banking Laws (Amendment) Act, 2025, aims to standardize claim settlements, improve transparency, and reduce unclaimed deposits. 连续提名适用于安全保管物品,仅在前一名被提名者死亡后启动。 Successive nominations apply to safe custody items, activating only after the prior nominee’s death. 政府将在年底前发布详细规则,以确保在所有银行统一执行。 The government will issue detailed rules by year-end to ensure uniform implementation across all banks.