进步汽车公司向佛罗里达州司机退款95万美元,平均每人300美元,原因是索赔和诉讼改革减少。 Progressive Auto refunds $950M to Florida drivers, averaging $300 each, due to lower claims and litigation reforms.

进步自动保险公司将向佛罗里达的投保人退还9.5亿美元,平均每个客户300美元,原因是财务业绩良好,索偿额低于预期。 Progressive Auto Insurance will return $950 million to Florida policyholders, averaging $300 per customer, due to strong financial performance and lower-than-expected claims. 退款是更广泛的行业趋势的一部分,反映了佛罗里达州2022-2023年诉讼改革的影响,这种改革降低了成本,刺激了市场增长。 The refund, part of broader industry trends, reflects the impact of Florida’s 2022–2023 litigation reforms that reduced costs and spurred market growth. 佛罗里达的汽车保险率平均下降了6.5%,而房主的保险费在2024年只上涨了1%,这是全国最低的。 Auto insurance rates in Florida are declining by 6.5% on average, while homeowners’ premiums rose just 1% in 2024—the lowest in the nation. 总督Ron DeSantis和保险专员Mike Yaworski将改革归功于这些收益,并警告不要逆转这些收益,强调消费者利益而不是特殊利益影响。 Governor Ron DeSantis and Insurance Commissioner Mike Yaworski credit the reforms for these gains and warn against reversing them, emphasizing consumer benefits over special interest influence.