尼日利亚的数字支付繁荣在2023年引发网络欺诈上升45%, Nigeria’s digital payment boom sparked a 45% rise in cyber fraud in 2023 due to weak security and enforcement.

在移动技术和政府举措的推动下,尼日利亚的数字支付激增,扩大了金融渠道,但也导致2023年网络欺诈尝试上升45%,主要是通过网钓、SIM互换和假应用程序。 Nigeria’s surge in digital payments, fueled by mobile technology and government initiatives, has expanded financial access but also led to a 45% spike in cyber fraud attempts in 2023, primarily through phishing, SIM swaps, and fake apps. 条例执行不力,报告零碎,安全基础设施不发达,阻碍了欺诈行为的追回和信任的削弱。 Weak enforcement of regulations, fragmented reporting, and underdeveloped security infrastructure hinder fraud recovery and erode trust. 虽然在非洲各地,金融技术创新和加密的采用不断增长,但网络安全和反洗钱工作在大赦国际、国际合作和公共教育的支持下,对于保障数字融资和确保包容、可持续增长至关重要。 While fintech innovation and crypto adoption grow across Africa, cybersecurity and anti-money laundering efforts—supported by AI, international cooperation, and public education—are critical to safeguarding digital finance and ensuring inclusive, sustainable growth.