全国范围的帮助手方案帮助了23 000名首次购房者进入家庭,由于资格扩大和借贷限额提高,增加了53%。 Nationwide's Helping Hand program helped 23,000 first-time buyers into homes, a 53% increase, due to expanded eligibility and higher borrowing limits.

据全国建设协会报告,使用其帮助手按揭方案的首次买主增加了53%,去年有23 000多人被帮助拥有房屋,比15 000人有所增加。 Nationwide Building Society reported a 53% rise in first-time buyers using its Helping Hand mortgage program, with over 23,000 people helped into homeownership in the past year, up from 15,000. 随着2024年9月的扩张,借贷限额提高至年收入的六倍,同时压力测试率降低,贷款对价值新建筑达到95%的合格率,收入要求放宽。 The increase follows a September 2024 expansion that raised borrowing limits to six times annual income, alongside lower stress test rates, extended eligibility to 95% loan-to-value new builds, and relaxed income requirements. 自2021年4月启动以来,该方案以约130亿英镑的贷款支持了63 000多名买家。 Since its launch in April 2021, the program has supported more than 63,000 buyers with around £13 billion in lending. 外东以28%的摄取率领先,其次是伦敦和西南,而西北部尽管有贷款份额,但使用率较低。 The Outer South East leads uptake at 28%, followed by London and the South West, while the North West sees lower usage despite its lending share. 单身者的平均申请年龄为31岁,联合申请者为30岁,单身者最低收入限额为30 000英镑,联合申请者最低收入限额为50 000英镑。 Average applicant age is 31 for singles and 30 for joint applicants, with minimum income thresholds at £30,000 for singles and £50,000 for joint applicants.