2025年,家庭健康保险保险费上涨6%,每年达到26 993美元,原因是药品和医院费用高昂。 Family health insurance premiums rose 6% in 2025, reaching $26,993 annually, driven by high drug and hospital costs.

根据KFF的一项调查,家庭医疗保险保险费在2025年增长了6%,达到平均每年26 993美元。 根据KFF的调查,第一次费用连续三年增加6%或以上。 Family health insurance premiums rose 6% in 2025 to an average of $26,993 annually, the first time costs have increased by 6% or more for three straight years, according to a KFF survey. 工人平均为家庭保险支付6 850美元,而三分之一以上的工人现在有2 000美元或以上的扣除额,自2015年以来增加了77%。 Workers pay $6,850 on average for family coverage, while over one-third now have deductibles of $2,000 or more, up 77% since 2015. 高额药品和医院费用,特别是GLP-1药物的费用,正在增加,促使一些雇主限制保险范围。 High drug and hospital costs, especially for GLP-1 medications, are driving increases, prompting some employers to limit coverage. 尽管费用不断上涨,但工人对支付能力的关切正在增加,国会仍然在扩大ACA税收抵免问题上存在分歧,而拟议的医疗补助削减可能使数百万人没有保险。 Despite rising costs, affordability concerns are growing among workers, and Congress remains divided over extending ACA tax credits, while proposed Medicaid cuts could leave millions uninsured.