现金谷银行2025年的收入和存款增长更加强劲,信贷质量稳定,流动性得到改善。
Cashmere Valley Bank posted stronger 2025 earnings and deposit growth, with stable credit quality and improved liquidity.
Cashmere Valley Bank 报告称,第三季度净收益为 770 万美元,2025 年年初至今为 2210 万美元,高于 2024 年的 718 万美元和 2110 万美元。
Cashmere Valley Bank reported net earnings of $7.7 million for the third quarter and $22.1 million year to date in 2025, up from $7.18 million and $21.1 million respectively in 2024.
本季度摊薄后每股收益升至 1.97 美元,年初至今升至 5.66 美元。
Diluted earnings per share rose to $1.97 for the quarter and $5.66 year to date.
存款总额为18.97亿美元,比2024年底增加5 940万美元,非利息存款为4.16亿美元。
Total deposits reached $1.897 billion, up $59.4 million from year-end 2024, with non-interest deposits at $416 million.
贷款总额下降到9.647亿美元,主要原因是贷款偿付,尽管不良贷款增加到贷款总额的0.48%,但信贷质量保持稳定。
Gross loans declined to $964.7 million, primarily due to loan payoffs, while credit quality remained stable despite a rise in non-performing loans to 0.48% of gross loans.
银行的流动性增加,现金和等价物为2.70亿美元,由于资本水平提高,股本回报率降至12.24%。
The bank's liquidity increased, with cash and equivalents at $270 million, and return on equity fell to 12.24% due to higher capital levels.
总的来说,银行收入强劲、存款增长和金融稳定。
Overall, the bank showed strong earnings, deposit growth, and financial stability.