BNZ将固定按揭利率降低到4.49%和4.45%,与储备银行利率削减和通货膨胀高峰之后的对等对立面。 BNZ lowers fixed mortgage rates to 4.49% and 4.45%, matching rivals after Reserve Bank rate cut and inflation peak.

BNZ已经削减了固定按揭利率,使竞争者达到4.49%(一年期)和4.45%(18个月贷款),因为银行对最近储备银行OCR削减和通胀峰值达到3%的反应。 BNZ has cut its fixed mortgage rates, matching competitors with 4.49% for one-year and 4.45% for 18-month loans, as banks respond to a recent Reserve Bank OCR cut and inflation peaking at 3%. 利率接近2022年年中以来的最低水平,没有新的市场主导报价,但回扣和免收费用现在已成为关键差异因素。 Rates are near their lowest since mid-2022, with no new market-leading offers, but cashback and fee waivers are now key differentiators. 专家认为一年期的合约可能比18个月的合约更有价值,而五年期的合约利率则仅略高. Experts suggest one-year terms may offer better value than 18-month fixes over time, while five-year rates remain only slightly higher. 敦促消费者比较使用计算器的选择,并考虑谈判,特别是在激烈竞争的情况下。 Consumers are urged to compare options using calculators and consider negotiation, especially amid tight competition.