没有全面保险的安大略省驾驶员如果汽车被盗,可支付33,000多美元。 Ontario drivers without comprehensive insurance may pay over $33,000 if their car is stolen.

一项研究发现,只有基本责任保险的安大略司机如果汽车被盗,其自付费用可能超过33,000美元。 Ontario drivers with only basic liability insurance could face out-of-pocket costs exceeding $33,000 if their car is stolen, a ratehub.ca study finds. 虽然汽车失窃率有所下降,但那些没有全面保险的人必须支付车辆的折余价值、租金和反盗窃装置费,而无需支付保险金。 While auto theft rates have declined, those without comprehensive coverage must pay the vehicle’s depreciated value, rental costs, and anti-theft device fees with no insurance payout. 相比之下,具有全面覆盖和背书的司机根据汽车的实际现金价值或原价获得付款,包括贷款余额和租金需求。 In contrast, drivers with full coverage and endorsements receive payouts based on the car’s actual cash value or original price, covering loan balances and rental needs. 专家们建议比较报价,增加可扣除额,并使用折扣来平衡成本和保护。 Experts recommend comparing quotes, increasing deductibles, and using discounts to balance cost and protection.