爱尔兰银行将联合王国汽车融资补偿加倍,比FCA拟议的汽车贷款补偿计划高350万英镑。 Bank of Ireland doubles UK motor finance redress to £350M over FCA’s proposed car loan compensation scheme.

爱尔兰银行将其联合王国汽车金融补救规定翻了一番多,达到3.5亿英镑,援引了爱尔兰联邦民航局提议的对错误售车贷款的赔偿计划。 Bank of Ireland has more than doubled its UK motor finance redress provision to £350 million, citing the FCA’s proposed compensation scheme for mis-sold car loans. 费用增加反映了预期索偿增加、补救方法更广泛以及客户参与办法,尽管最终费用仍然不确定。 The increase reflects higher expected claims, a broader redress methodology, and customer engagement approaches, though final costs remain uncertain. 银行质疑FCA的做法, 认为这与英国最高法院关于不公平的裁决不相符, 或反映实际客户损失。 The bank disputes the FCA’s approach, arguing it doesn’t align with a UK Supreme Court ruling on unfairness or reflect actual customer losses. 它计划对该方法提出质疑,并期望在其2025年全年报告中更新这一规定。 It plans to challenge the methodology and expects the provision to be updated in its full-year 2025 report. 这一行动继劳埃德和其他放款人类似增加贷款之后,FCA的计划可能影响到1 400万客户。 The move follows similar increases by Lloyds and other lenders, with the FCA’s scheme potentially affecting 14 million customers.