截至2025年10月18日,美国顶级储蓄账户提供4.36%的APY。 As of October 18, 2025, top U.S. savings accounts offer up to 4.36% APY.

截至2025年10月18日,储蓄账户可用最高利率高达4.36%的APY,最高CD账户和货币市场账户分别为4.25%和4.26%的APY,为这些低风险账户中的现金提供了强劲回报。 As of October 18, 2025, the highest available interest rates for savings accounts reach up to 4.36% APY, with top CD and money market accounts offering 4.25% and 4.26% APY respectively, providing strong returns for cash held in these low-risk accounts.