查谟和克什米尔银行的Q2利润逐年下跌11%,但总体上保持稳定,存款、预付款和资产质量均强劲。 Jammu and Kashmir Bank's Q2 profit fell 11% year-on-year but remained stable overall with strong deposits, advances, and asset quality.

查谟和克什米尔银行报告,Q2 2024-25的净利润为494.11克鲁塞罗,比去年同一季度下降了11%,尽管前半笔利润略微增加到978.95克鲁塞罗。 Jammu and Kashmir Bank reported a net profit of ₹494.11 crore for Q2 2024-25, a 11% drop from the same quarter last year, though first-half profits rose slightly to ₹978.95 crore. 尽管面临Pahalgam事件和洪水等挑战,但银行的存款增长10.23%,上升9.38%,CASA比率高达45.89%。 Despite challenges like the Pahalgam incident and floods, the bank saw deposit growth of 10.23% and advances up 9.38%, with a strong CASA ratio of 45.89%. 资产质量得到改善,《国家行动计划》总额下降至3.32%,《国家行动计划》净额为0.76%。 Asset quality improved, with gross NPA falling to 3.32% and net NPA at 0.76%. 准备金覆盖率仍高居90.39%,资产回报率为1.17%。 The provision coverage ratio remained high at 90.39%, and return on assets was 1.17%. 管理层以纪律严明的风险管理和稳定的业绩为例,表示对达到年度目标有信心。 Management expressed confidence in meeting annual targets, citing disciplined risk management and stable performance.