澳大利亚银行正在增加直接按揭贷款,以降低经纪人费,尽管大部分房屋贷款仍然通过经纪人。 Australian banks are boosting direct mortgage lending to cut broker fees, though most home loans still go through brokers.

澳大利亚银行,包括ANZ、NAB、Westpac和CBA银行,正在扩大内部抵押贷款,以减少对经纪人的依赖并降低佣金成本,尽管经纪人处理大约75%的新住房贷款——比2019年的56%有所增加。 Australian banks, including ANZ, NAB, Westpac, and CBA, are expanding in-house mortgage lending to reduce reliance on brokers and cut commission costs, despite brokers handling about 75% of new home loans—up from 56% in 2019. CBA占专有贷款的54%,而其他银行则在增加其直接销售团队和数字平台。 While CBA leads with a 54% share of proprietary loans, other banks are growing their direct sales teams and digital platforms. Macquarie利用经纪人和技术蓬勃发展,表现出替代性的成功。 Macquarie thrives using brokers and tech, showing alternative success. 尽管银行的目标是重新控制客户关系和增加利润,但许多借款人仍然更喜欢经纪人提供公正的建议和更广泛的选择。 Though banks aim to regain control over customer relationships and boost profits, many borrowers still prefer brokers for impartial advice and broader options.