摩根大通面临 2025 年利润率压力，美国银行股因信贷和监管担忧而下跌，一场重大网络打击行动查获了与朝鲜有关的 150 亿美元。 JPMorgan faces 2025 margin pressure, U.S. bank stocks fall over credit and regulatory concerns, and a major cyber crackdown seizes $15 billion linked to North Korea.

由于利率变动和贷款竞争,预计摩根大通在2025年将面临保证金压力,但是其多样化企业的强劲业绩、稳健的风险管理和技术投资支持继续增长。 JPMorgan Chase is expected to face margin pressure in 2025 due to rate shifts and lending competition, but strong performance across its diversified businesses, robust risk management, and technological investments support continued growth. 与此同时,由于对信贷质量和监管问题的关切,包括无证抵押活动罚款和监督失误,美国银行股票下降。 Meanwhile, U.S. bank stocks declined amid concerns over credit quality and regulatory issues, including fines for unlicensed mortgage activity and supervision failures. BBVA的170亿欧元收购Banco Sabadell银行的投标倒闭凸显了欧洲银行合并的挑战。 The collapse of BBVA’s €17 billion takeover bid for Banco Sabadell highlights challenges in European banking mergers. 在抵押贷款市场,技术创新随着新的平台和工具而加速,而根据LindTree,1月的房价一般为年均最低。 In mortgage markets, technological innovation accelerates with new platforms and tools, while home prices in January typically offer the lowest annual averages, according to LendingTree. 美国的一次大规模网络打击缴获了150亿美元,与朝鲜支持的犯罪网络相关联。 A major U.S. cyber crackdown seized $15 billion linked to North Korean-backed criminal networks.