HDFC银行的净利润年同比增长10.8%,到2025年,在贷款增长和贸易收益的驱动下,达到18 641 克郎。 HDFC Bank's net profit rose 10.8% year-on-year to ₹18,641 crore in Q2 2025, driven by loan growth and trading gains.

印度最大的私人贷款人HDFC银行(HDFC Bank)报告说,在2025年9月结束的第二季度,独立净利润年同比增长10.8%,达到18 641克朗,超过了分析家的预期。 HDFC Bank, India’s largest private lender, reported a 10.8% year-on-year increase in standalone net profit to ₹18,641 crore for the second quarter ended September 2025, surpassing analyst expectations. 利润的驱动因素是9.9%的贷款增长,特别是在中小型企业,以及贸易收益的急剧增长。 Profit was driven by 9.9% loan growth, particularly in small and mid-sized businesses, and a sharp rise in trading gains. 净利息收入增长了4.8%,达到31 550克郎,尽管净利差略有下降,降至3.27%。 Net interest income rose 4.8% to ₹31,550 crore, though the net interest margin declined slightly to 3.27%. 资产质量得到改善,不良资产总比率从上一个季度的1.40%下降到1.24%,存款每年增长12%。 Asset quality improved, with the gross non-performing asset ratio falling to 1.24% from 1.40% in the prior quarter, while deposits grew 12% annually.