联邦银行的利润在2025年第2季度下降了9.5%,原因是尽管利息收入丰厚,资产质量提高,但准备金增加,公司贷款薄弱。 Federal Bank's profit dropped 9.5% in Q2 2025 due to higher provisions and weak corporate lending, despite strong interest income and improved asset quality.

在2025年7月至9月的季度,联邦银行的净利润年同比下降了9.5%,达到955.26克郎,尽管创记录的利息收入净额为2 495克郎,营业利润增加。 Federal Bank's net profit fell 9.5% year-on-year to ₹955.26 crore in the July-September 2025 quarter, despite record net interest income of ₹2,495 crore and a rise in operating profit. 准备金增加和公司贷款需求疲软是造成这一下降的原因,尽管资产质量有所改善,《国家行动计划》毛额为1.83%,覆盖率为73.5%。 Higher provisions and weak corporate loan demand contributed to the decline, though asset quality improved with gross NPA at 1.83% and a 73.5% coverage ratio. 存款增长率达到7.36%,提前贷款增长6.23%,且CASA比率提高到31%. Deposit growth reached 7.36%, advances rose 6.23%, and the CASA ratio improved to 31%. 银行计划将重点放在零售贷款和数字扩张上,现在有92.6%的交易是数字化的。 The bank plans to focus on retail lending and digital expansion, with 92.6% of transactions now digital.