尽管贷款增长和存款增加,但由于预约和支出增加,AU小金融银行的净利在2025年第二季度同比下降2%至561亿卢比. AU Small Finance Bank's net profit fell 2% YoY to ₹561 crore in Q2 2025 due to higher provisions and expenses, despite loan growth and deposit increases.

AU Small Finance Bank 报告称，尽管净利息收入增长 9%，贷款增长 17%，但 2025 年第二季度净利润同比下降 2% 至 56.1 亿卢比，原因是拨备增加 29% 和支出增加。 AU Small Finance Bank reported a 2% year-on-year drop in net profit to ₹561 crore for Q2 2025, driven by a 29% rise in provisions and higher expenses, despite a 9% increase in net interest income and 17% loan growth. 净利差从6.1%降至5.5%,而资产质量略有改善,《国家行动计划》毛额降至2.41%。 The net interest margin fell to 5.5% from 6.1%, while asset quality showed slight improvement with gross NPA down to 2.41%. 该银行的存款增加了21%,达到1.32拉赫,并计划延长CEO Sanjay Agarwal的3年。 The bank’s deposits rose 21% to ₹1.32 lakh crore, and it plans a three-year extension for CEO Sanjay Agarwal. 其他小额金融银行的利润也由于信贷成本上升和利润率下降而下降,尽管所有银行都报告了贷款增长,并对提高无担保投资组合信贷质量持乐观态度。 Other small finance banks also saw profit declines due to rising credit costs and falling margins, though all reported loan growth and optimism about improving credit quality in unsecured portfolios.