截至2025年10月17日,美国顶尖储蓄账户提供4.36%的APY。 As of October 17, 2025, top U.S. savings accounts offer up to 4.36% APY.

截至2025年10月17日,全美顶级储蓄产品提供了竞争性回报,高收益储蓄账户的收益高达4.36%的APY,存款单(CD)达到4.25%的APY,货币市场账户达到4.26%的APY。 As of October 17, 2025, top-tier savings products across the U.S. offer competitive returns, with high-yield savings accounts yielding up to 4.36% APY, certificates of deposit (CDs) reaching 4.25% APY, and money market accounts providing up to 4.26% APY. 这些利率反映了当前的市场状况,并可能因金融机构和账户条件而有所不同。 These rates reflect current market conditions and may vary by financial institution and account terms.