Triumph Finance的2025年第3季度净收入略有增加,但尽管收入增长和成本削减,股票在估计收入损失后却下跌。
Triumph Financial's Q3 2025 net income rose slightly, but stock fell after earnings missed estimates despite revenue growth and cost cuts.
Triumph Financial 报告称,2025 年第三季度净利润为 90 万美元,或每股 0.04 美元,不包括非核心费用,收入为 1.093 亿美元,同比增长 3%,但低于分析师预期。
Triumph Financial reported third-quarter 2025 net income of $0.9 million, or $0.04 per share, excluding non-core expenses, with revenue of $109.3 million, up 3% year-over-year but below analysts’ estimates.
由付款收入猛增7.4%和EBITDA利润率提高驱动,运输收入增加3.7%,是季度对季度增长的,这标志着该部门首次获得正税前营业收入。
Transportation revenue rose 3.7% quarter-over-quarter, driven by a 7.4% jump in Payments revenue and improved EBITDA margins, marking the first time the segment achieved positive pretax operating income.
保值收入稳定,核心利润率较强,而情报部门的收入则平坦。
Factoring revenue remained stable with stronger core margins, while Intelligence revenue was flat.
该公司重申了其20%的年度运输收入增长目标,实现了5%的开支削减,实现了90%的储蓄,预计第四季度的开支为9 650万美元,比调整后的第二季度水平下降4.5%。
The company reaffirmed its 20% annual transportation revenue growth target, achieved 5% expense reductions with 90% savings embedded, and projected fourth-quarter expenses at $96.5 million, a 4.5% decline from adjusted second-quarter levels.
尽管每股实际账面价值略微下降至19.70美元,但公认会计原则的每股收入从一年前的1.19美元降至0.4美元,收益后股票下降2.9%。
Despite a slight beat on tangible book value per share, which rose to $19.70, GAAP earnings per share dropped to $0.04 from $0.19 a year earlier, and the stock fell 2.9% post-earnings.