新奥尔良司机因飓风风险、诉讼、盗窃、医疗及死亡费用高而支付美国最高汽车保险费率。 New Orleans drivers pay top U.S. auto insurance rates due to hurricane risk, lawsuits, theft, and high medical and fatality costs.

新奥尔良司机每年平均为汽车保险支付6 674美元,费用在美国排名第三,比哈姆特拉姆克和底特律高。 New Orleans drivers pay an average of $6,674 annually for auto insurance, ranking the city third in the U.S. for cost, behind Hamtramck and Detroit. 15个最昂贵的汽车保险城市中有11个位于新奥尔良地铁区。 Eleven of the 15 most expensive cities for car insurance are in the New Orleans metro area. 全面保险政策每月平均为556美元,超过邻国两倍,几乎是全国平均数的四倍。 A full coverage policy averages $556 per month—over double neighboring states and nearly four times the national average. 飓风风险、路易斯安那州有利于诉讼的法律体系、普遍的车辆失窃、高昂的医疗费用以及交通事故死亡率上升,这些都增加了保险费,不论驾驶记录如何。 High rates are driven by hurricane risk, Louisiana’s litigation-friendly legal system, widespread vehicle theft, high medical costs, and elevated traffic fatalities, all of which increase premiums regardless of driving record.