由于预备金增加,利率下降和成本上升,Axis Bank的净利同比下降了26%. Axis Bank's net profit fell 26% YoY in Q2 FY26 due to higher provisions, lower margins, and rising costs.

据Axis Bank报道,其26财年第二季度净利同比下降了26%,原因是预备金增加,净利率下降和成本上升. Axis Bank reported a 26% year-on-year decline in net profit for Q2 FY26, citing higher provisions, shrinking net interest margins, and rising costs. 尽管净利息收入增长了2%和资产质量稳定,毛额和净NPA分别为1.46%和0.44%,但该银行面临着存款再定价和信贷成本上升的压力. Despite a 2% rise in net interest income and stable asset quality, with gross and net NPAs at 1.46% and 0.44%, the bank faced pressure from deposit repricing and elevated credit costs. 在零售业和中小企业部分的推动下,每年贷款增长达到12%,数字银行继续扩大,97%的客户交易数字化。 Loan growth reached 12% annually, driven by retail and SME segments, while digital banking continued to expand, with 97% of customer transactions digital. 经纪公司预计利将下降9.5%至23%,而NIM预计将下降至3.59%. Brokerage estimates had projected a 9.5% to 23% profit drop, with NIM expected to fall to 3.59%.