年轻的澳大利亚人因住房负担不起而转向股票投资,70%的澳大利亚青年将资产所有权置于职业之上。 Young Australians are turning to stock investing due to unaffordable housing, with 70% prioritizing asset ownership over careers.

年轻的澳大利亚人,特别是千百年来的澳大利亚人和新泽西州人,越来越多地投资于股票,因为房地产价格飞涨,使得房屋所有权无法实现。 Young Australians, especially millennials and Gen Z, are increasingly investing in stocks as soaring property prices make homeownership unattainable. 2025年Stake的一份报告发现,70%的人认为资产所有权对于财务成功比职业发展更为重要,而且他们投资的可能性比老一代高25%。 A 2025 report by Stake finds 70% believe asset ownership is more vital to financial success than career advancement, and they are 25% more likely to invest than older generations. 美国市场的直接投资从2017年的3%上升到今天的25%左右, 包括Fortescue、BHP、Nvidia和Tesla。 Direct investment in U.S. markets has risen from 3% in 2017 to about 25% today, with popular picks including Fortescue, BHP, Nvidia, and Tesla. 尽管发生了这种转变,但几乎一半的澳大利亚人仍然没有在退休金之外投资,理由是缺乏资金或害怕损失,即使是高收入者也是如此。 Despite this shift, nearly half of Australians still don’t invest outside superannuation, citing lack of funds or fear of loss—even among high earners. 专家警告说,平均2.7%的低储蓄率无法跟上通货膨胀,削弱了购买力。 Experts warn that low savings rates, averaging 2.7%, fail to keep up with inflation, eroding purchasing power. 它们强调需要早期金融教育,以建立信心和长期金融复原力。 They stress the need for early financial education to build confidence and long-term financial resilience.