英国慈善组织敦促各银行为有心理健康问题的人采用标准化的金融安全工具,以防止虐待并支持可信赖的帮助。
UK charity urges banks to adopt standardized financial safety tools for people with mental health issues to prevent abuse and support trusted help.
货币和心理健康政策研究所创始人马丁·刘易斯敦促英国各银行采用标准化的金融安全工具,帮助有心理健康挑战的人在可信赖的支持下管理资金。
Martin Lewis, founder of the Money and Mental Health Policy Institute, is urging UK banks to adopt standardized financial safety tools to help people with mental health challenges manage money with trusted support.
研究显示,22%的有心理健康问题的人分享了像PINs这样的敏感银行细节,42%的人希望得到信任的人的帮助,这往往是由于记忆丧失或动机低等症状造成的。
Research shows 22% of those with mental health issues have shared sensitive banking details like PINs, and 42% have wanted help from a trusted person, often due to symptoms like memory loss or low motivation.
目前的支助,如护理员的卡片或第三方警报,前后不一致,而且往往过于僵硬,难以应付波动情况。
Current support, such as carers’ cards or third-party alerts, is inconsistent and often too rigid for fluctuating conditions.
慈善组织呼吁提供普遍、法律保护的工具 -- -- 例如安全护理员的卡片、账户警报和受管制的付款 -- -- 以防止财务滥用、账户损失和对照料者的伤害,确保安全、可获得的支助,而不违反规则。
The charity is calling for universal, legally protected tools—like secure carers’ cards, account alerts, and controlled payments—to prevent financial abuse, account loss, and harm to caregivers, ensuring safe, accessible support without breaking rules.