2025年 " 医疗开放 " 计划允许受益人转换2026年的计划,设定新的药物成本上限和较低的价格。 Medicare Open Enrollment 2025 lets beneficiaries switch plans for 2026, with new drug cost caps and lower prices.

2025年10月15日至12月7日,医疗保险开放登记,受益者可以转换2026年医疗保险优惠计划或D部分计划。 Medicare Open Enrollment runs October 15 to December 7, 2025, allowing beneficiaries to switch Medicare Advantage or Part D plans for 2026 coverage. 主要变化包括处方药年度自付上限为2 100美元,联邦谈判导致10种药物的药品价格降低,宾夕法尼亚州和特拉华州可能降低保险费。 Key changes include a $2,100 annual out-of-pocket cap for prescription drugs, lower drug prices on 10 medications due to federal negotiations, and potential premium decreases in Pennsylvania and Delaware. B部分的保险费预计每月将增至206美元。 Part B premiums are expected to rise to $206 per month. 受益人应审查计划细节、药品覆盖面和提供者网络,因为变化可能严重影响费用。 Beneficiaries should review plan details, medication coverage, and provider networks, as changes can significantly affect costs. 援助可通过PA MEDI方案和Medicare计划查找工具提供。 Assistance is available through the PA MEDI program and Medicare’s Plan Finder tool.