尼日利亚的养恤金改革引入了全球准入、非正规工人计划和更有力的监督,以确保可持续退休。 Nigeria's pension overhaul introduces global access, informal worker plans, and stronger oversight to ensure sustainable retirements.

由PenCom牵头的尼日利亚养恤金改革正在通过 " 养恤金2.0倡议 " 推进,引入了向海外尼日利亚人提供外币捐款、为非正规工人制定个人养恤金计划以及经认证的养恤金代理人促进获得养恤金的机会。 Nigeria’s pension reforms, led by PenCom, are advancing through the Pension 2.0 initiative, introducing foreign currency contributions for Nigerians abroad, a Personal Pension Plan for informal workers, and accredited pension agents to boost access. 经修订的治理规则和增加的资本调整要求旨在加强基金运营商,确保长期可持续性和公众信任。 Revised governance rules and increased recapitalization requirements aim to strengthen fund operators, ensuring long-term sustainability and public trust. 总干事Omolola Oloworaran称改革“可能的任务”,强调透明度、数字创新和及时支付养恤金。 Director-General Omolola Oloworaran called the reforms “Mission Possible,” emphasizing transparency, digital innovation, and timely pension disbursements. PenOp警告不要全额一次总付提款,强调需要有结构的退休储蓄,以防止通货膨胀和投资选择不当。 PenOp warns against full lump-sum withdrawals, stressing the need for structured retirement savings to protect against inflation and poor investment choices.