亚太面临日益增加的灾害风险,只有最低保险;专家推动积极主动的抗灾能力,争取长期储蓄。 Asia-Pacific faces growing disaster risks with minimal insurance; experts push proactive resilience for long-term savings.

亚洲和太平洋是世界上灾害最易发的地区,由于许多发展中国家的保险覆盖率仍然低于1%,因此在财政保护有限的情况下,面临越来越大的风险。 Asia and the Pacific, the world’s most disaster-prone region, faces rising risks with limited financial protection, as insurance coverage remains below 1% in many developing nations. 每天的灾害费用超过1亿美元,危害穷人,阻碍发展。 Disasters cost over $100 million daily, harming the poor and stalling development. 专家们在国际减少灾害风险日呼吁从反应性恢复转向主动性恢复力, On International Day for Disaster Risk Reduction, experts urge shifting from reactive recovery to proactive resilience, citing successes like underground power lines in Tonga, earthquake-resistant schools in Nepal, and Indonesia’s building codes. 尽管取得了进展,但由于数据、监管和融资不足,挑战仍然存在。 Despite progress, challenges persist due to poor data, regulation, and financing. 投资于备灾工作每花费1美元就可产生超过10美元的效益,使复原力成为一种比反复重建更明智、更具成本效益的战略。 Investing in preparedness yields over $10 in benefits for every dollar spent, making resilience a smarter, more cost-effective strategy than repeated rebuilding.