菲律宾银行的不良贷款在2025年8月因台风、通货膨胀及经济减速而创下九个月的最高点,达3.5%。 Philippine banks' nonperforming loans hit a nine-month high of 3.5% in August 2025 due to typhoons, inflation, and economic slowdown.

菲律宾银行的不良贷款总比率在2025年8月上升到3.5%,是九个月来最高的,原因是台风、通货膨胀和经济减速导致贷款违约增加。 Philippine banks' gross nonperforming loan ratio rose to 3.5% in August 2025, the highest in nine months, driven by increased loan defaults linked to typhoons, inflation, and economic slowdown. NPL达到5501亿PP,同比增长了7.3%,而逾期贷款增加了9.8%,达到6931亿PP。 NPLs reached P550.1 billion, up 7.3% year-on-year, while past-due loans rose 9.8% to P693.1 billion. 尽管差距较大,但贷款损失准备金增至519.29亿比索,覆盖面比率仍为94.4%。 Despite higher delinquencies, loan loss reserves increased to P519.29 billion, and the coverage ratio remained at 94.4%. Bangko Sentral ng Pilipinas削减利率以支持增长, 分析家认为, 银行业在持续的挑战中仍具有韧性。 The Bangko Sentral ng Pilipinas cut interest rates to support growth, and analysts say the banking sector remains resilient amid ongoing challenges.