截至2025年10月10日,顶级储蓄账户可提供4.4%的APY,是历年来最高的比率。 As of October 10, 2025, top savings accounts offer up to 4.4% APY, the highest rates in years.

根据最新财务数据,截至2025年10月10日,最高高收益储蓄账户提供最高4.25%的APY,存款单(CD)与该利率相符,货币市场账户的回报率高达4.4%APY。 As of October 10, 2025, top high-yield savings accounts offer up to 4.25% APY, certificates of deposit (CDs) match that rate, and money market accounts provide returns as high as 4.4% APY, according to updated financial data. 这些利率反映了当前的市场条件,是低风险储蓄产品可获得的最佳回报。 These rates reflect current market conditions and represent some of the best returns available for low-risk savings products.