华盛顿州的养老金制度虽然资金充足,但由于假设的收益率高和合并努力失败,有可能在未来出现亏空。
Washington state’s pension system, though well-funded, risks future shortfalls due to a high assumed return rate and failed consolidation efforts.
华盛顿州公共养老金制度面临长期风险,尽管是美国资金最充足的国家之一,因为立法者将假设的投资回报率提高到7.25%,如果回报不足,可能掩盖资金不足。
Washington state’s public pension system faces long-term risks despite being among the best funded in the U.S., as lawmakers raised the assumed investment return rate to 7.25%, potentially masking underfunding if returns fall short.
批评者提出警告,这可能导致今后出现数十亿的短缺,威胁到退休保障,并需要提高税收或减少服务。
Critics warn this could lead to billions in future shortfalls, threatening retirement security and requiring higher taxes or reduced services.
有些养恤金计划仍然资金不足,而另一些计划则资金不足,引起对效率低下的关切。
While some pension plans remain underfunded, others are overfunded, raising concerns about inefficiency.
拟议的合并计划和调整盈余资金用途的计划未能通过,使系统的可持续性在目前关于平衡财政责任和退休人员福利的争论中变得不确定。
A proposed consolidation of plans and redirecting surplus funds failed to pass, leaving the system’s sustainability uncertain amid ongoing debate over balancing fiscal responsibility and retiree benefits.