由于税收、收费和利率上升,华盛顿的司机面临更高的汽车成本,尽管平均利率相对较低,但贷款缺口却在上升。 Washington drivers face higher car costs due to taxes, fees, and rising interest rates, with loan delinquencies rising despite relatively low average rates.

由于销售和使用税增加,注册费(特别是电动车辆的注册费)提高,以及经销商文件费上限为200美元,华盛顿州的汽车购买者正面临较高的费用。 Car buyers in Washington State are experiencing higher costs due to added sales and use taxes, elevated registration fees—particularly for electric vehicles—and capped dealer documentation fees of $200. 从Q1到2025年,自动贷款利率上升2.02%,是美国第三高,尽管9.46%的平均利率仍然是全国第12最低。 Auto loan interest rates rose 2.02% from Q1 to Q2 2025, the third-highest increase in the U.S., though the average rate of 9.46% remains the 12th lowest nationally. 尽管如此,华盛顿在自动放贷方面仍名列该国第七位。 Despite this, Washington ranks seventh in the country for auto loan delinquencies. 个人信用评分、首期付款规模和贷款期限长度对实际利率产生重大影响,促使买方谨慎地购买最佳贷款条件,以避免多付。 Individual credit scores, down payment size, and loan term length significantly impact actual interest rates, prompting buyers to shop carefully for the best loan terms to avoid overpaying.