美国正在重新启动对200万收入驱动计划借款人的学生贷款豁免,预计很快会有减免,但借款人必须在10月21日前退出,以避税。
The U.S. is restarting student loan forgiveness for 2 million income-driven plan borrowers, with relief expected soon, but borrowers must opt out by Oct. 21 to avoid taxes.
美国教育部根据收入驱动的还款计划恢复了对借款人的学生贷款豁免,通知了大约200万符合条件的个人,他们满足了付款要求后可能有资格取消债务。
The U.S. Department of Education has resumed student loan forgiveness for borrowers on income-driven repayment plans, notifying about 2 million eligible individuals they may qualify for debt cancellation after meeting payment requirements.
从10月开始发出的通知确认他们有资格获得解债,预期大多数借款人在服务人员处理数据后两周内会看到救济。
Notifications, sent starting in October, confirm eligibility for discharge, with most borrowers expected to see relief within two weeks after servicers process the data.
借款人必须在10月21日之前选择退出,以避免潜在的税收负债,因为2021年免税豁免规定将于年底到期。
Borrowers must opt out by October 21 to avoid potential tax liabilities, as the 2021 tax-free forgiveness provision expires at year-end.
特朗普政府也正在采取行动,以不太慷慨的替代方案取代目前由收入驱动的计划,并重新启动了拖欠贷款的收款。
The Trump administration is also moving to replace current income-driven plans with less generous alternatives and has restarted collections on defaulted loans.