尽管由于信贷损失增加和贷款减少,收入稳定,但CIB海洋银行的收益略低于2025年Q3收入。 CIB Marine Bancshares posted slightly lower Q3 2025 earnings despite stable revenue, driven by higher credit losses and declining loans.

CIB海洋银行报告2025年第三季度净收入为910 000美元,即每股0.65美元,比2024年同期略有下降,尽管收入稳定为558万美元。 CIB Marine Bancshares reported third-quarter 2025 net income of $910,000, or $0.65 per share, a slight decline from the same period in 2024, despite stable revenue of $5.58 million. 净利差因供资成本降低而提高到2.78%,净利息收入略有增加。 The net interest margin improved to 2.78%, driven by lower funding costs, and net interest income rose modestly. 贷款余额逐年减少5 200万美元,在与两笔商业贷款有关的不良资产和非应计贷款不断增加的情况下,信贷损失备抵额增至1.33%。 Loan balances decreased by $52 million year-over-year, and the allowance for credit losses increased to 1.33% amid rising non-performing assets and non-accrual loans, linked to two commercial loans.