不列颠哥伦比亚省于2025年10月颁布了新的信贷保护,提供免费的每月信贷报告、即时冻结和欺诈保障措施。
British Columbia enacts new credit protections in October 2025, offering free monthly credit reports, instant freezes, and fraud safeguards.
不列颠哥伦比亚省正在通过新的法律加强消费者保护,允许居民免费获得信贷报告和每月得分,随时设置安全警报和冻结,并要求放款人在警报期间核实身份,以防止欺诈。
British Columbia is strengthening consumer protections with new laws allowing residents to access credit reports and scores monthly for free, set security alerts and freezes at any time, and requiring lenders to verify identities during alerts to prevent fraud.
2025年10月引入的这些改革还禁止信贷修理服务进行有保证的分数改进或收取预付费,从而与《公元法典》保持一致。
The changes, introduced in October 2025, also ban credit repair services from making guaranteed score improvements or charging upfront fees, aligning B.C.
与安大略省和魁北克省一起。
with Ontario and Quebec.
这些改革是在了解居民对身份盗窃的关切之后进行的,是在产业界和倡导团体的投入下进行的。
The reforms follow resident concerns over identity theft and were developed with input from industry and advocacy groups.