由于医疗费用上升,美国工人在2026年的医疗保险费用可能较高,保险费、可扣除额或共同付费可能增加。 U.S. workers may see higher health insurance costs in 2026 due to rising medical expenses, with premiums, deductibles, or copays likely to increase.

许多拥有雇主赞助的医疗保险的美国人在2026年可能面临更高的保险费,原因是医疗费用上升,包括通货膨胀、使用率提高和药品价格上涨。 Many Americans with employer-sponsored health insurance may face higher premiums in 2026 due to rising health care costs, including inflation, increased utilization, and higher drug prices. 雇主计划费用预计明年将上升9%至9.5%,促使一些公司提高雇员保险费、可扣除额或共同支付额,而另一些公司则可能承担留住工人的费用。 Employer plan costs are projected to rise 9% to 9.5% next year, prompting some companies to raise employee premiums, deductibles, or copays, while others may absorb costs to retain workers. 尽管有些计划可能保持保险费稳定,但自付费用仍然可能增加。 Though some plans may keep premiums stable, out-of-pocket expenses could still increase. 2024年,保健支出上升了8.2%,预计2025年将增长7.1%,超过经济增长。 Health care spending rose 8.2% in 2024 and is expected to grow 7.1% in 2025, outpacing economic growth. 雇主计划费率不公开申报,因此工人往往只在开放入学期间才了解其全面影响。 Employer plan rates are not publicly filed, so workers often learn the full impact only during open enrollment.