英国家庭敦促使用免费工具来检查福利,并提前管理节假日费用的支出。 UK households urged to use free tools to check benefits and manage spending ahead of holiday costs.

随着年终的到来,货币援助者敦促英国家庭在持续的生活费压力下管理财务,特别是在西北地区。 As the year ends, MoneyHelper urges UK households to manage finances amid ongoing cost-of-living pressures, especially in the North-West. 它建议使用其免费福利计算器,检查诸如普遍信贷和养恤金信贷等未申领福利的资格。 It recommends checking eligibility for unclaimed benefits like Universal Credit and Pension Credit using its free Benefits Calculator. 建议住户审查能源账单,比较供应商,同时注意到退出费用,并采用节能习惯。 Households are advised to review energy bills, compare suppliers while noting exit fees, and adopt energy-saving habits. 对圣诞节的早期规划,包括确定礼品和膳食支出限额,可以减轻财政压力。 Early planning for Christmas, including setting gift and meal spending limits, can ease financial strain. 家庭也应为诸如Diwali、万圣节、营火之夜、半学期等其他活动提供预算。 Families should also budget for other events like Diwali, Halloween, Bonfire Night, and half term. 预算计划员等免费工具可以帮助管理这些场合的支出。 Free tools such as the Budget Planner are available to help manage spending across these occasions.